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Personal loans are meant to offer freedom, but sometimes financial setbacks can turn them into a burden. At Loanifyr.com, we specialize in negotiating and settling personal loans for individuals facing genuine financial distress.
Whether it’s due to a job loss, medical emergency, or rising EMIs — you don’t have to face recovery agents alone. Our expert legal and financial team works directly with lenders to help you reduce your outstanding amount and close the loan legally and peacefully.
We’ve helped thousands of borrowers across India regain peace of mind and financial control.
Our Personal Loan Settlement approach is transparent, legal, and customer-first. We assess your case,
speak directly with the bank on your behalf, and negotiate a fair one-time settlement amount based on your
current financial status.
We don't just stop at the settlement — we also help you get:
Settlement Letters
Legal Documentation
CIBIL Repair Guidance
Understand your current loan situation
Identify the correct overdue, penalties & interest
Prepare all legal documents for negotiation
Speak with banks or NBFCs on your behalf
Present a strong case for one-time settlement
Ensure legal closure with written agreements
Recovery agents stop calling within 48 hours
Issue of Settlement Letter & NOC
Credit score repair and financial restructuring advice
🧑💼 Ravi’s Story — From Harassment to Relief Ravi, a salaried employee from Delhi, was trapped in ₹4.5 lakhs of personal loan debt. Recovery agents were visiting his workplace, causing mental distress. After approaching Loanifyr, we negotiated a one-time settlement of ₹1.8 lakhs and helped him get a legal NOC in 60 days.
🧕 Anjali’s Journey — Settled 3 Loans Without Legal Trouble Anjali had defaulted on three different personal loans due to a job loss during COVID. Our legal team intervened, consolidated her debts, and reduced the total amount payable by over 50%. Today, she's debt-free and rebuilding her credit score with our support.
👨🔧 Rahul — A Businessman’s Credit Comeback With ₹12 lakhs of unpaid EMIs across 4 NBFCs, Rahul was on the verge of legal action. Loanifyr structured a phased settlement and avoided court notices. We also helped him remove negative flags from his CIBIL report.