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Credit cards offer convenience — but missed payments and high-interest charges can quickly spiral into overwhelming debt. At Loanifyr.com, we help individuals who are struggling with credit card repayments find relief through legal and structured debt resolution strategies.
Whether you're being harassed by recovery agents or facing legal notices from banks, our legal and financial experts step in to negotiate a reduced settlement or manageable repayment plan — so you can move forward without fear or confusion.
We’ve helped hundreds of cardholders across India resolve debt from banks and NBFCs like SBI, ICICI, HDFC, Axis, Bajaj, and others.
Our Credit Card Debt Resolution service is designed to be ethical, transparent, and focused
on protecting your mental and financial well-being.
📞 We speak directly to the bank or recovery agency
📉 Negotiate a one-time settlement or EMI-based resolution
🧾 Help you obtain a legal settlement letter or NOC
🧠 Shield you from abusive calls or home visits
📊 Guide you on CIBIL score repair and credit rebuild
At Loanifyr.com, we help individuals overwhelmed by credit card dues to legally resolve their debt through structured negotiations. Whether you’re being harassed by recovery agents or are unable to keep up with interest rates, our expert team steps in to speak with banks on your behalf, reduce your liability, and help you reclaim financial freedom. Our debt relief experts have successfully handled credit card settlement cases with all major Indian banks and NBFCs, including SBI, HDFC, Axis Bank, ICICI, Kotak, and more.
Review your credit card statements and overdue history
Calculate exact penalties, interest, and outstanding principal
Prepare all legal documentation required for negotiation
Speak directly with the bank or credit card provider
Present a strong legal case for one-time or reduced settlement
Ensure a legally binding agreement with bank signature & seal
Recovery agents stop calling within 48 hours
We help you get a Settlement Letter & NOC
Support in CIBIL repair and financial rebuilding
👨💼 Rahul's Recovery — A young professional from Mumbai was ₹3.2 lakhs overdue across 4 credit cards. After months of recovery calls and legal notices, he approached Loanifyr. We negotiated a one-time settlement of ₹1.4 lakhs and stopped further legal action within 7 days.
👩💼 Pooja’s Peace — An HR manager from Pune faced mental distress due to multiple EMI defaults and agent visits at home. Our legal team intervened, negotiated her ICICI & HDFC card dues, and helped her receive legal NOCs within 60 days.